Can NFC Payment Applications Reroute to Merchant Services?

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Ask The ExpertsCategory: QuestionsCan NFC Payment Applications Reroute to Merchant Services?
Clinton asked 4 weeks ago
What are some known means to use Apple Pay and other contactless-supporting payment processors, by means of payees using their cellphone to tap an NFC tag?

—Clinton

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Clinton,

To answer your question, I reached out to  Identiv, a company that is among the leading providers of Near Field Communication (NFC) solutions. Amir Khoshniyati, the firm’s general manager and the VP of its transponder business, says there are many applications that reroute to Zelle, PayPal, Venmo and other merchant services. You can search the App Store or Google Play. A secure encoding to the tag can launch one of these apps and begin the payment process. He adds that valet services and charity donation stations use this method to facilitate transactions.

Mark Roberti
Founder and Editor
RFID Journal

 

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