Mar 03, 2013In this position paper, the Smart Card Alliance clarifies and defines end-to-end encryption, detailing which types of problems such encryption can help address. This document explores the advantages of an alternative strategy for protecting cardholder data—moving data protection to the payment card itself, using chip-card technology—and proposes the use of contactless chip cards, including a dynamic cryptogram with each transaction and authorizing transactions online. (12 pages)
End-to-End Encryption and Chip Cards in the U.S. Payments Industry
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